Terms of Service

Effective Date: June 29, 2026

IMPORTANT NOTICE: THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER IN SECTION 31. THEY ALSO CONTAIN JURY TRIAL WAIVERS, LIMITATIONS OF LIABILITY, AND DISCLAIMERS OF WARRANTIES. PLEASE READ CAREFULLY BEFORE USING THE SERVICES.

1. Parties, Agreement, and Scope

These Terms of Service ("Terms") are a legally binding agreement between you and Bedias, Inc., a Delaware corporation ("Bedias," "we," "us," or "our"). Rippings owns and operates rippings.com and related subdomains (collectively, the "Services"). Rippings™ is a trademark of Bedias, Inc.

By accessing or using the Services—including creating an account, downloading the app, starting a trial, purchasing a subscription, uploading content, purchasing pack credits, opening digital packs, or browsing the site—you agree to these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree, stop using the Services immediately.

These Terms supersede all prior agreements between you and Bedias regarding the Services.

1A. Age Requirement and Acknowledgment of Risk

You must be at least 18 years of age to purchase pack credits or open digital packs on the Services. By purchasing packs, you represent and warrant that you are at least 18 years old and legally permitted to participate in paid pack-opening activities in your jurisdiction.

You acknowledge that:

•       Pack ripping involves the random distribution of cards and is subject to chance.

•       You may not receive cards of significant value in any given session.

•       Rippings does not guarantee any minimum return on pack purchases.

•       Pack purchases are final and non-refundable once a pack has been opened.

•       It is your responsibility to verify that participation in paid digital pack ripping is lawful in your jurisdiction before making any purchase.

Rippings is not responsible for any losses you incur as a result of pack purchases, and we do not represent that pack ripping constitutes a financial investment or that returns are expected.

2. Eligibility and Accounts

2.1 Age Requirements

The Services are available to users aged 13 and older. Users under 18 may only use the Services with the consent and supervision of a parent or legal guardian who accepts these Terms on their behalf.

The following features are restricted to users who are at least 18 years old or the age of majority in their jurisdiction, whichever is greater: purchases, paid subscriptions, marketplace activity, selling or trading, giveaway entry, and any legally binding transactions.

2.2 Account Registration

To access certain features you must create an account. You agree to:

•       Provide accurate, current, and complete registration information and promptly update it if it changes.

•       Maintain the security and confidentiality of your login credentials.

•       Not share, sell, assign, or transfer your account without our prior written consent.

•       Notify us immediately at support@rippings.com if you suspect unauthorized access.

•       Accept responsibility for all activity that occurs under your account, whether or not authorized by you.

• Maintain no more than one account unless expressly authorized by Bedias in writing. You may not create, own, control, or use multiple accounts, or create a new account to circumvent a suspension, promotion limit, giveaway restriction, purchase limit, or any other limitation imposed by the Services.

• If we determine that multiple accounts are owned or controlled by the same individual or entity, we may merge, suspend, or terminate those accounts; void purchases, rewards, giveaways, promotions, loyalty points, credits, or other benefits; confiscate items or balances obtained through the additional accounts; and take any other action we deem appropriate.

You may not create an account using false information, impersonate another person or entity, or register on behalf of someone else without their consent. We may refuse, suspend, terminate, merge, or restrict any account at our discretion, including where we reasonably believe multiple accounts are owned or controlled by the same individual or are being used to abuse promotions, evade restrictions, manipulate odds, engage in fraud, or otherwise violate these Terms.

3. The Services

Rippings is a digital pack-ripping and mystery slab platform that allows users to purchase virtual pack credits, open digital packs revealing real trading cards, and receive physical cards, graded slabs, or redemptions. The Services may include:

•       Digital pack purchasing, pack opening, and card reveal experiences.

•       Mystery slab and graded card programs.

•       Pack odds disclosure, hit rate information, and pack catalog browsing.

•       Digital wallet, credit balance, and transaction management.

•       Physical card fulfillment, vault storage, and shipping on demand.

•       Collection tracking, pull history, and portfolio tools.

•       Community, social, and profile features.

•       Subscription plans, premium features, and paid tools.

•       Marketplace, trading, or listing features as and when made available (see Section 10).

•       Promotions, giveaways, contests, and beta programs (see Section 17).

We may add, remove, modify, suspend, restrict, or discontinue any feature at any time, with or without notice. Some features may be experimental, beta, region-specific, or subject to separate terms.

4. Informational Purposes Only — No Professional Advice

Rippings provides tools and information for collectors. Nothing in the Services constitutes investment, financial, tax, legal, insurance, authentication, appraisal, or grading advice. We do not recommend that you purchase any specific pack, spend any particular amount, or make any financial decision based on pack odds, expected value, or any other information provided on the Services.

Pack ripping involves inherent uncertainty. You may not pull valuable cards. Past pull results, published odds, and hit rate information do not guarantee future outcomes. You are solely responsible for your purchasing decisions.

All pack odds, expected value estimates, pull rate data, market values, card grades, and related outputs are provided for informational and entertainment purposes only.

5. Pack Odds, Randomization, and Expected Value

Rippings publishes pack odds and hit rate information for each pack type available on the Services. You acknowledge and agree that:

•       Published odds represent statistical probabilities over a large number of openings and do not guarantee individual results.

•       Each pack opening is an independent random event. Prior results do not influence future outcomes.

•       Expected value and average pull value estimates are illustrative only and are not guarantees of what you will receive.

•       Actual card values fluctuate with market conditions and may differ from displayed estimates at the time of opening or fulfillment.

•       You are purchasing the experience of opening a digital pack, not a guaranteed card of any specific value.

We use certified randomization systems to determine pack contents. We do not manipulate individual pack outcomes. Pack contents are determined at the time of opening, not at the time of purchase.

6. Digital Wallet and Credits

Rippings may offer a digital wallet or credit balance system that allows you to load funds and use them to purchase packs and other features on the Services.

•       Digital wallet funds are loaded exclusively through approved payment processors (such as Stripe) and are held as ledger credits for use within the Services.

•       Wallet balances are not bank deposits, are not insured by the FDIC or any government agency, and do not earn interest.

•       Rippings does not hold or transmit customer funds. All payment processing is handled by our third-party payment processor.

•       Wallet credits may be withdrawn subject to our current withdrawal policies, minimum thresholds, identity verification requirements, and applicable law.

•       Credits have no cash value outside of the Services and may not be transferred, sold, gifted, or assigned to another user.

•       Bedias reserves the right to suspend, freeze, or terminate wallet access in the event of suspected fraud, chargebacks, Terms violations, or legal requirements.

You are responsible for maintaining the security of your account and wallet. Unauthorized transactions must be reported to support@rippings.com immediately. Bedias is not liable for losses resulting from unauthorized access caused by your failure to protect your credentials.

7. Pricing, Market Data, and Card Values

Card values, estimated pull values, market prices, and pack analytics displayed on the Services may be based on third-party pricing data, recent sales, grading service populations, proprietary calculations, and other sources. Such information may contain errors, stale data, condition discrepancies, or market anomalies.

Rippings does not guarantee that any displayed value reflects actual resale value, replacement value, insurance value, liquidation value, fair market value, or the price you could receive or pay in a transaction. Collection values are estimates only.

Access to Rippings pricing and pack data constitutes a license to use that data, not a transfer of ownership. All Rippings Data (as defined in Section 14) remains the property of Bedias, Inc. You may not redistribute, republish, or incorporate Rippings Data into external products without our written permission.

8. Subscriptions, Pack Credits, Billing, and Paid Features

9.1 Billing Authorization

By purchasing a subscription or paid feature, you authorize Bedias and our payment processors, app stores, and billing providers to charge your payment method for all applicable fees and taxes. All fees are in U.S. dollars unless stated otherwise.

9.2 Auto-Renewal

Subscriptions renew automatically at the end of each billing period unless canceled before the renewal date. Deleting the app or stopping use does not cancel your subscription. To avoid renewal charges, cancel through your account settings, the applicable app store, or by contacting support@rippings.com before the renewal date.

9.3 Refunds

Unless otherwise required by law or expressly stated by Bedias, all fees are non-refundable. Purchases through Apple, Google, or another app store are governed by that platform's refund policies.

8.4 Fee Changes

We may change fees, plan names, features, or subscription terms going forward. We will provide reasonable notice of material fee increases.

8.5 Cancellation Consequences

Downgrading, canceling, or failing to pay may result in loss of access to paid features, loss of unused pack credits, reduced collection tool access, or other reduced functionality. Bedias is not responsible for any loss of data, access, or functionality resulting from cancellation, downgrade, nonpayment, or payment failure.

9. User Content

The Services may allow you to upload, submit, store, publish, share, or otherwise provide images, pull history, collection information, comments, ratings, notes, messages, profile information, listings, and other content ("User Content").

9.1 Your Ownership

You retain ownership of your User Content, subject to the license granted below.

9.2 License to Bedias

By submitting User Content, you grant Bedias a worldwide, non-exclusive, transferable, sublicensable, royalty-free license to host, store, reproduce, display, distribute, modify, adapt, create derivative works from, analyze, process, and use your User Content as needed to provide, operate, improve, secure, promote, and support the Services. This license includes the right to use User Content to power search, matching, pack analytics, moderation, fraud prevention, and platform improvement.

This license ends when your User Content is deleted, except where content has been shared publicly, remains in backup systems, or must be retained for legal, safety, fraud prevention, or enforcement purposes.

9.3 Your Representations

You represent and warrant that you own or have sufficient rights to your User Content, that it does not violate any law or third-party right, and that all information you submit is accurate and not misleading. You are solely responsible for your User Content.

10. Community and Social Features

If Rippings provides profiles, follows, likes, comments, shared collections, public portfolios, messages, or other community features, your activity may be visible to other users or the public depending on your settings.

You are responsible for your interactions with other users. Rippings is not responsible for user disputes, comments, messages, pull result claims, authenticity claims, payment, shipping, giveaways, or off-platform communications.

We may provide reporting, blocking, or moderation tools, but we are not obligated to monitor all content or mediate disputes. We reserve the right to remove, restrict, hide, or moderate any content at our discretion without notice or liability.

11. Marketplace, Trading, and Transactions

Rippings may include features that allow users to list, trade, sell, buy, or otherwise transact in physical cards or graded slabs. Unless we expressly state otherwise, Rippings is not the buyer, seller, broker, auctioneer, payment processor, shipping provider, escrow provider, authenticator, or grading provider for user-to-user transactions.

Users are solely responsible for their own transactions. Rippings does not guarantee card existence, authenticity, condition, grade, value, title, legality, delivery, payment, seller or buyer reliability, tax treatment, or listing accuracy. Transactions carry risks including scams, counterfeit cards, inaccurate condition, non-delivery, chargebacks, and off-platform fraud.

If formal marketplace, shipping, payment, payout, or seller tools are added, separate supplemental terms will be published at that time.

12.1 Payout Withholding

When marketplace features are active, Bedias may withhold, delay, reverse, restrict, or permanently seize seller payouts under any of the following circumstances:

•       Sale of counterfeit, fake, replica, proxy, or non-authentic items.

•       Fraudulent activity, misrepresentation, or deceptive practices.

•       Violations of our Anti-Counterfeiting Policy (Section 11).

•       Chargeback rates exceeding industry standards.

•       Active investigation into seller conduct or authenticity disputes.

•       Court orders, subpoenas, or other legal requirements to freeze funds.

•       Any account suspension or termination for Terms violations.

Hold periods: 14–30 days for standard investigations; up to 60 days for authenticity verification; indefinite pending buyer reimbursement for confirmed counterfeits; permanent seizure for confirmed fraud or counterfeit sales.

Withheld funds may be applied to: (1) refunds to affected buyers; (2) authentication and investigation costs; (3) legal and enforcement costs; (4) platform damages; (5) chargeback coverage.

By selling through Rippings, you acknowledge Bedias's authority to withhold or seize payouts, agree not to initiate chargebacks or legal action to recover funds withheld due to confirmed counterfeits or fraud, and waive all claims to permanently seized funds resulting from counterfeit sales or fraudulent activity.

12.2 Mandatory Shipping Requirements and Physical Fulfillment

When marketplace features are active:

•       Orders $50 and above: tracked shipping required (USPS, UPS, FedEx, or equivalent). Untracked shipping is prohibited for these orders.

•       Orders $500 and above: tracked shipping plus signature confirmation and full insurance for the transaction value are required.

Failure to meet shipping requirements voids seller protection in the event of delivery disputes, lost packages, or buyer claims.

Physical Card Fulfillment. When you request physical delivery of cards or slabs won or purchased through the Services, you agree that: (a) fulfillment timelines are estimates only and may vary due to grading, authentication, inventory, and shipping factors; (b) risk of loss transfers to you upon carrier pickup; (c) Rippings is not responsible for carrier delays, customs holds, or lost packages where tracking confirms shipment; (d) all sales are final once a card has been shipped.

12. Authenticity and Anti-Counterfeiting Policy

Rippings operates a zero-tolerance policy toward counterfeit, fake, replica, proxy, and unauthorized reproduction cards and merchandise. Violations result in immediate account suspension, permanent payout forfeiture where applicable, and referral to law enforcement. Selling counterfeit items is a federal crime under 15 U.S.C. § 1114 (trademark counterfeiting) and 17 U.S.C. § 501 (copyright infringement).

12.1 Prohibited Items

You may not use the Services to sell, promote, list, share, or facilitate any of the following:

•       Counterfeit or fake cards — any reproduction attempting to replicate genuine trading cards.

•       Replica cards — any unofficial reproduction, regardless of quality or disclosure.

•       Proxy cards — custom-made cards resembling official cards for gameplay.

•       Modified cards — genuine cards altered to misrepresent condition, grade, or authenticity.

•       Fan-made or custom cards — any non-official cards, even if clearly marked as such.

•       Unlicensed merchandise — products not officially licensed by the applicable rights holder.

•       Stolen cards — any card obtained through theft, fraud, or without the owner's consent.

•       Misrepresented cards — genuine cards listed with false descriptions, inaccurate grades, or misleading photos.

12.2 Rights Holder Acknowledgment

Rippings respects the intellectual property rights of all trading card publishers and licensors, including without limitation: The Pokémon Company International, Nintendo, Creatures, Inc., Game Freak, Wizards of the Coast, Konami, Upper Deck, Topps, Panini, and all other rights holders. Their trademarks and copyrights are their respective property.

12.3 Seller Obligations

All users who list, share, or facilitate the sale of cards must:

•       Guarantee 100% authenticity of all items listed.

•       Provide accurate descriptions, including all known defects or alterations.

•       Include clear, accurate photographs of the actual item being offered.

•       Cooperate fully with any authenticity investigation initiated by Bedias within 72 hours of request.

12.4 Enforcement

Confirmed violators face immediate removal of all listings, account suspension or permanent termination, permanent forfeiture of all pending payouts, reporting to law enforcement, and civil and criminal referral to applicable rights holders.

12.5 Buyer Protection

If you receive an item you believe is counterfeit:

•       Do not return the item to the seller without first contacting Rippings support.

•       Contact support@rippings.com within 72 hours of delivery with photos and evidence.

•       Rippings will investigate and, if the item is confirmed counterfeit, issue a full refund.

•       The seller's account will be suspended and the matter may be referred to law enforcement.

13. Acceptable Use

You agree not to use the Services to:

•       Violate any law, regulation, contract, intellectual property right, privacy right, or third-party right.

•       Upload, post, share, sell, trade, or promote counterfeit, fake, stolen, illegal, or misrepresented items.

•       Provide false, misleading, defamatory, deceptive, abusive, harassing, hateful, obscene, or harmful content.

•       Spam, scrape, crawl, harvest, mine, copy, cache, or collect data from the Services except as expressly permitted in writing.

•       Use bots, scripts, automation, emulators, fake accounts, or unauthorized tools to access, scan, extract, or manipulate the Services.

•       Reverse engineer, decompile, disassemble, modify, copy, frame, mirror, or create derivative works from the Services or our software.

•       Interfere with, disrupt, overload, damage, or compromise the Services, our systems, or other users.

•       Bypass access controls, paywalls, rate limits, subscription limits, app store rules, or security measures.

•       Use the Services for unauthorized commercial resale, data redistribution, price-feed replication, or competing database construction.

•       Upload malware, harmful code, phishing content, exploits, or security attacks.

•       Impersonate another person or entity or misrepresent your affiliation with any person or entity.

14. Rippings Data, Database Rights, and API Restrictions

All non-user data available through the Services—including card databases, metadata, set information, pricing data, market data, trend data, scan outputs, analytics, rankings, proprietary calculations, and related compilations (collectively, "Rippings Data")—is owned by Bedias, Inc. or its licensors and is protected by intellectual property, contract, and database rights.

Access to Rippings Data constitutes a license to use that data, not a transfer of ownership. You may use Rippings Data only for personal, non-commercial use within the Services. You may not copy, scrape, bulk download, redistribute, resell, publish, sublicense, train AI or machine learning models on, create derivative databases from, or incorporate Rippings Data into any external product, service, or data feed without our written permission.

15. Intellectual Property

The Services—including the Rippings™ trademark, name, logos, branding, design, software, source code, user interface, features, workflows, databases, algorithms, models, tools, graphics, icons, documentation, and all related materials—are owned by Bedias, Inc. or its licensors and are protected by U.S. and international intellectual property laws.

Subject to your compliance with these Terms, Bedias grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for their intended purpose. We reserve all rights not expressly granted. Rippings™ is a trademark of Bedias, Inc. You may not use the Rippings name, logo, or any confusingly similar mark without our prior written consent.

16. Feedback

If you send us ideas, suggestions, feature requests, bug reports, or other feedback, you agree that Bedias may use, modify, commercialize, and exploit that feedback without restriction, attribution, or compensation. You assign to Bedias all right, title, and interest in any such feedback.

17. Third-Party Services, Links, and Data Sources

The Services may include or rely on third-party services, platforms, APIs, app stores, payment processors, analytics providers, card databases, pricing sources, AI services, and other external products. Bedias is not responsible for third-party content, availability, pricing data, payment decisions, outages, errors, terms, or privacy practices. Your use of third-party services is subject to their own terms and policies.

18. Promotions, Giveaways, Sweepstakes, and Contests

We may offer promotions, giveaways, sweepstakes, contests, beta programs, referral programs, or similar campaigns (each, a "Promotion"). Each Promotion may have separate rules, eligibility requirements, deadlines, prize details, and restrictions. If specific Promotion rules conflict with these Terms, the Promotion rules control for that Promotion.

Unless stated otherwise in specific Promotion rules:

•       Promotions are open only to legal U.S. residents who are at least 18 years old.

•       Promotions may be limited by state, country, or platform and are void where prohibited.

•       Employees, contractors, officers, directors, and immediate family members of Bedias, Inc. are ineligible.

•       No purchase is necessary to enter. Purchasing a subscription will not increase your chances of winning.

•       Prizes are non-transferable and non-redeemable for cash unless otherwise stated.

•       Winners are solely responsible for all applicable taxes and reporting obligations.

•       We may cancel, modify, or suspend any Promotion at any time due to fraud, technical failure, or legal concerns.

18.1 Free Entry by Mail (No Purchase Necessary)

To enter any Promotion without a purchase, mail a postcard with the following to the address below:

•       Full legal name

•       Email address associated with your Rippings account

•       Country and state of residence

•       Name of the Promotion you are entering

•       Answer to the skill-testing question: What is 7 + 5?

Send to: Bedias, Inc. — Promotions, 7415 Southwest Parkway, STE 6-500-414, Austin, TX 78735, USA

Postcards must be postmarked before the Promotion deadline and received within 10 calendar days. One free entry per person per Promotion. Late, duplicate, incomplete, or illegible entries will be disqualified.

19. Communications

By using the Services, you agree that Bedias may send service-related communications, including account notices, security alerts, subscription updates, support messages, product notices, and legal notices. You may also opt in to marketing emails, push notifications, SMS messages, or other communications.

If you opt in to SMS: message and data rates may apply; reply STOP to opt out; reply HELP for assistance. Consent to marketing is not a condition of purchasing goods or services.

SMS opt-in data, consent records, and mobile numbers collected for text messaging will not be sold, shared, rented, or disclosed to any third party for that party's own marketing purposes.

20. Privacy

Our Privacy Policy, available at rippings.com/privacy, explains how Bedias collects, uses, shares, and protects your information. By using the Services, you acknowledge and consent to the data practices described in the Privacy Policy. If there is a conflict between these Terms and the Privacy Policy regarding personal information, the Privacy Policy controls.

21. Copyright and DMCA Policy

Bedias respects intellectual property rights and responds to valid copyright infringement notices in accordance with the Digital Millennium Copyright Act, 17 U.S.C. § 512. To submit a takedown notice, send a written notice to support@rippings.com with the subject line "DMCA Takedown Notice" that includes:

•       Identification of the copyrighted work you claim has been infringed.

•       Identification of the infringing material and enough information for us to locate it.

•       Your name, mailing address, telephone number, and email address.

•       A statement that you have a good-faith belief the use is not authorized by the copyright owner, its agent, or the law.

•       A statement under penalty of perjury that the information is accurate and you are the copyright owner or authorized to act on their behalf.

•       Your physical or electronic signature.

We may suspend or terminate accounts of repeat infringers. Counter-notices must comply with 17 U.S.C. § 512(g).

22. Account Deletion, Suspension, and Termination

You may stop using the Services at any time. To delete your account, use the in-app account deletion feature or contact support@rippings.com. Account deletion does not automatically cancel an active subscription purchased through an app store.

Bedias may suspend, restrict, or terminate access to the Services, with or without notice, if we believe you have:

•       Violated these Terms or applicable law.

•       Created legal, safety, security, or reputational risk.

•       Engaged in or facilitated fraud or counterfeit sales.

•       Infringed the intellectual property rights of Bedias or any third party.

•       Been required to be suspended by court order, regulator, payment processor, or app store.

Bedias is not liable for any suspension, termination, content removal, or loss of access. Provisions that by their nature survive termination—including Sections 9.2, 12, 14, 15, 22–29, and 32—will survive indefinitely.

23. Digital Assets and NFTs

The Services do not currently support digital assets, NFTs, cryptocurrency, or blockchain-based collectibles. Any future support for such features will be subject to separate supplemental terms published prior to launch.

24. App Stores, Mobile Applications, and Device Requirements

If you download the Rippings app from the Apple App Store or Google Play, your use is also subject to that platform's terms. The app store is not responsible for maintenance, support, or claims related to the Services except as required by its own terms.

We may provide updates, patches, or new versions of the Services. Some updates may be required to continue using the Services. You are responsible for maintaining compatible devices, software, internet access, and permissions.

25. Export, Sanctions, and Legal Compliance

You may not use the Services in violation of U.S. export control laws, economic sanctions, or other applicable laws. You represent that you are not located in a jurisdiction subject to a U.S. government embargo and are not listed on any U.S. government list of prohibited or restricted parties.

26. California Consumer Notice

Under California Civil Code Section 1789.3, California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210. You may also contact us at support@rippings.com.

27. Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, BEDIAS, INC. DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, SECURITY, AND ERROR-FREE OR UNINTERRUPTED OPERATION.

BEDIAS DOES NOT WARRANT THAT: (A) THE SERVICES WILL ALWAYS BE AVAILABLE OR UNINTERRUPTED; (B) CARD SCANS WILL BE CORRECT OR COMPLETE; (C) AI RESULTS WILL BE ACCURATE; (D) MARKET PRICES WILL REFLECT REAL-WORLD VALUES; (E) COLLECTION VALUES WILL MATCH ACTUAL RESALE VALUES; (F) THIRD-PARTY SERVICES WILL FUNCTION PROPERLY; OR (G) THE SERVICES WILL MEET YOUR EXPECTATIONS. YOU USE THE SERVICES AT YOUR OWN RISK.

28. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, BEDIAS, INC. AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR LOST PROFITS, LOST DATA, LOSS OF GOODWILL, LOSS OF COLLECTION VALUE, LOSS OF ACCESS, OR DAMAGES ARISING FROM USER CONDUCT, THIRD-PARTY SERVICES, SCAN ERRORS, PRICING ERRORS, MARKETPLACE ACTIVITY, TRANSACTIONS, AUTHENTICITY DISPUTES, OR SECURITY INCIDENTS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

BEDIAS'S TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID TO BEDIAS IN THE TWELVE (12) MONTHS BEFORE THE CLAIM; OR (B) $100 USD. IF YOU HAVE PAID NOTHING, YOUR SOLE REMEDY IS TO STOP USING THE SERVICES.

Some jurisdictions do not allow exclusion or limitation of certain types of damages. In such jurisdictions, the above limitations apply to the fullest extent permitted by law.

29. Release

To the fullest extent permitted by law, you release Bedias and its affiliates, officers, directors, employees, contractors, agents, licensors, service providers, successors, and assigns from all claims, demands, damages, losses, liabilities, and expenses arising from your use of the Services, User Content, third-party services, user interactions, transactions, card authenticity disputes, shipping, or payments.

If you are a California resident, you expressly waive California Civil Code Section 1542, which provides that a general release does not extend to claims the creditor does not know or suspect to exist at the time of executing the release.

30. Indemnification

You agree to defend, indemnify, and hold harmless Bedias, Inc. and its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any claims, damages, losses, liabilities, judgments, costs, and expenses, including reasonable attorneys' fees, arising from or related to:

•       Your use or misuse of the Services.

•       Your User Content.

•       Your violation of these Terms or applicable law.

•       Your violation of any third-party right, including intellectual property, privacy, or contractual rights.

•       Your transactions, pack purchases, listings, trades, sales, chargebacks, digital wallet activity, or marketplace activity.

•       Your fraud, misrepresentation, negligence, or willful misconduct.

•       Any claim by a third party arising from your use of the Services.

31. Injunctive Relief and Enforcement

You acknowledge that any breach or threatened breach of Sections 12, 13, 14, or 15 would cause irreparable harm to Bedias for which monetary damages would be inadequate. Bedias is entitled to seek immediate injunctive or equitable relief in any court of competent jurisdiction without posting a bond and without prejudice to any other rights or remedies.

32. Dispute Resolution; Binding Arbitration and Class Action Waiver

THIS SECTION CONTAINS A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER. BY AGREEING TO THESE TERMS, YOU WAIVE YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE PROCEEDING.

32.1 Informal Resolution

Before initiating arbitration or a small claims action, the initiating party must send a written Notice of Dispute describing the claim, the relief sought, and contact information. Send notices to: Bedias, Inc., 7415 Southwest Parkway, STE 6-500-414, Austin, TX 78735, USA, and support@rippings.com. The parties agree to attempt to resolve the dispute in good faith for at least 30 days after notice is sent before commencing arbitration.

32.2 Binding Arbitration

If the dispute is not resolved informally within 30 days, any claim arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration administered by JAMS under its Streamlined Arbitration Rules, as modified by these Terms. The arbitration will be conducted in Austin, Texas, or by video or telephone if you prefer. The arbitrator will apply Texas substantive law.

32.3 Class Action Waiver

YOU AND BEDIAS AGREE THAT ARBITRATION WILL PROCEED ONLY ON AN INDIVIDUAL BASIS. NO CLAIM MAY BE JOINED WITH CLAIMS OF OTHER USERS. NEITHER YOU NOR BEDIAS MAY BRING OR PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, MASS ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION, OR REPRESENTATIVE PROCEEDING.

32.4 Jury Trial Waiver

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND BEDIAS EACH WAIVE THE RIGHT TO A JURY TRIAL FOR ANY CLAIM NOT SUBJECT TO ARBITRATION.

32.5 One-Year Limitation

Any claim arising out of or relating to these Terms or the Services must be brought within one (1) year after it arises. Claims not brought within this period are permanently barred.

32.6 Exceptions

Either party may bring a qualifying claim in small claims court in Travis County, Texas. Either party may also seek injunctive or equitable relief in court for claims involving intellectual property, unauthorized access, scraping, data misuse, or abuse of the Services.

32.7 Opt-Out

You may opt out of this arbitration agreement and class action waiver by emailing support@rippings.com from the address associated with your Rippings account with the subject line "ARBITRATION OPT-OUT" within 30 days after you first accept these Terms or first use the Services. If you opt out, all other Terms remain in effect.

32.8 Severability

If any provision of this Section 32 other than the class action waiver is found unenforceable, it will be severed and the remaining arbitration provisions will remain in effect. If the class action waiver is found entirely unenforceable, this entire Section 32 will be void and disputes will be resolved in court under Section 33.

33. Governing Law and Venue

These Terms and any dispute arising from the Services will be governed by the laws of the State of Texas, without regard to conflict-of-law rules. Any claim not subject to arbitration must be brought in the state courts of Travis County, Texas, or the United States District Court for the Western District of Texas, Austin Division. You consent to personal jurisdiction and venue in those courts.

34. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will provide notice by posting the updated Terms, sending an email to your account address, providing an in-app notification, or other reasonable means. Your continued use of the Services after the updated Terms become effective constitutes acceptance. If you do not agree, stop using the Services.

35. General Provisions

Entire Agreement. These Terms, together with the Privacy Policy and any supplemental terms, constitute the entire agreement between you and Bedias regarding the Services.

Severability. If any provision is found invalid or unenforceable, it will be limited or eliminated to the minimum extent necessary and the remaining provisions will remain in effect.

No Waiver. Bedias's failure to enforce any provision is not a waiver of its right to do so. Any waiver must be in writing signed by an authorized representative.

Assignment. You may not assign these Terms without Bedias's prior written consent. Bedias may assign these Terms in connection with a merger, acquisition, or sale of assets.

No Third-Party Beneficiaries. These Terms do not create any third-party beneficiary rights unless expressly stated.

Force Majeure. Except for payment obligations, neither party is liable for delays or failures caused by events beyond reasonable control, including natural disasters, utility failures, government action, pandemic, app store delays, or internet failures.

Electronic Communications. You consent to receive communications from Bedias electronically, and agree that such communications satisfy legal writing requirements.

36. Contact Us

For questions about these Terms, contact:

Bedias, Inc.

7415 Southwest Parkway, STE 6-500-414, Austin, TX 78735, USA

Contact: support@rippings.com

Support: support@rippings.com

Website: rippings.com